For lien based, MCB Roshan Digital Accountholders who have invested in Naya Pakistan Certificates or have maintained deposit in their Roshan Digital Accounts and are willing to provide lien on their deposit to the extent of loan amount. For non-lien based, MCB RDA holders who are salaried or SEP/SEB and/or making regular remittances from abroad may apply for this facility in Pakistan.

For lien based, there is no down payment or contribution requirement. For non-lien based, minimum 15% down payment/contribution is required.

For lien based, there is no additional documentation required from you. For non-lien based, you would be required to provide 6 months bank statement and proof of income as per list of indicative documents. Please Click here to view.

New, used as well as imported cars can be financed. Used/imported cars should not be older than 6 years.

For lien based, there is no capping on maximum loan amount. However, Loan amount may be up to the extent of vehicle price or maximum up to 100% of Naya Pakistan Certificate or Roshan Digital Account balance (Equivalent value in PKR in case of foreign currency Naya Pakistan Certificates) whichever is lower. For non-lien based, Loan amount to PKR 10 Million can be availed.

For lien based, no income proof of Roshan Digital accountholder is required. However, for non-lien based, proof of income as per list of indicative documents is required. Please Click here to view

Yes, the deposit/investment will be lien marked against the loan amount availed.

For lien based, there is no minimum/maximum age requirement. For non-lien based, minimum age requirement is 22 years whereby, maximum age requirement is 60 years at loan maturity.

The applicant would be free to choose a nominee in Pakistan who may be his/her spouse or any of the close blood relatives i.e., parents, siblings and children.

There is no such requirement.

The applicable markup and insurance rate are as following:

Applicants can apply for the loan by following this link Click Here